My Renovation Premium

Not only for your health but also for your finances

Flemish renovation premium becomes My Renovation Premium

Until recently, there were two different premiums you could apply for depending on the works AquaConsult carried out, but that has now changed. Since 1 July 2022, different premiums have been merged into one umbrella premium: My Rebuilding Premium. AquaConsult is happy to explain My Renovation Premium to you.

For which works can I apply for My Renovation Premium?

My Renovation Premium has divided eligible works into eight categories: roof, exterior wall, floor, windows and doors, interior renovation, electricity and plumbing, renewable energy production and gas condensing boiler.

 

AquaConsult's works are mainly in exterior wall and interior renovation. Among other things, we are talking about treating rising damp or addressing mould.

Who is eligible for My Rebuilding Premium?

My Rebuilding Premium is very broad, so the target groups for this grant are very diverse. These are the three groups:

Owner-occupiers

You can apply for My Home Improvement Premium for the home you use as your main residence and if you are the owner of it; in the broadest sense of the word. Owner includes full ownership, usufruct or long lease.

 

How much the subsidy amounts to depends on your family income according to the latest available assessment notice at the time of the subsidy application and the family composition at the time of the application. Do you actually live together and is your partner not an owner? Then your partner's income is not taken into account. In addition, they also take into account the number of dependents.

 

To be entitled to My Rebuilding Premium as an owner-occupier, you must fall into one of the three income categories.

Lowest income category

As an owner-occupier, do you fall into the lowest income category? Then you qualify for all categories of works and are entitled to the highest premium. These are the conditions for the lowest income category:

  • You are the sole owner and have an income of less than or equal to 32,980 euros.
  • Your income is less than or equal to 46,170 euros and you are the sole owner with 1 dependent person or you are a couple with no dependent person.
  • For each dependent who joins, you have to add 3,700 euros to the above amounts.

Middle income category

Do you fall in the middle income category? Then, just like in the lowest income category, you are eligible for subsidies in all categories of works, but the subsidy will be smaller. The conditions are as follows:

  • You are the sole owner and have an income greater than EUR 32,980 and less than or equal to EUR 46,170.
  • Your annual income exceeds 46,170 euros and is less than or equal to 65,960 euros and you are the sole owner with one dependent person or a couple with no dependent person.
  • As with the lowest income category, increase the amounts above by 3,700 euros for each additional dependent person.

Highest income category

As an owner-occupier belonging to the highest income category, you are not entitled to all works. You only qualify for works that are energy-efficient such as insulation, high-efficiency glazing or a solar water heater. These are the conditions:

  • You are the sole owner and your annual income exceeds 46,170 euros.
  • You are the sole owner with one dependent person or a couple with no dependent person and your annual income exceeds 65,960 euros.
  • Again, you add 3700 euros per additional dependents.
  • As a non-owner-occupier, you also fall under this category.

View for sure the site of the Flemish government for a list of all works falling under this category.

Landlords through a social letting agency

Do you rent out a house or flat through an SVK? Then you always qualify for the highest premium amounts for all categories of works. Your income does not play a role here.

Non-owner-occupiers

Even if you are not an owner-occupier, you can qualify for My Rebuilding Premium; that for energy-efficient investments such as insulation, high-efficiency glazing and a heat pump. As with landlords through an SVK, your annual income does not play a role here.

How much is the subsidy through My Rebuilding Premium?

The amount of the subsidy you get through My Rebuilding Premium depends on which works you have done, whether it is a flat or a house and which income category you fall into. We'll give you one concrete example: treating rising damp in the outer wall in a home.

  • As an owner-occupier in the lowest income category or as a landlord to a social housing office, you are entitled to the highest premiums. Here the premium is up to 50% of the investment with a maximum premium of 6,000 euros. The total invoice amount is minimum 1,000 euros and maximum 12,000 euros excluding VAT.
  • Do you fall in the middle income category? Then you are eligible for a premium up to 35% with a maximum subsidy of 4,200 euros. Like the lowest income category, the total bill amount is a minimum of 1,000 euros and a maximum of 12,000 euros.

Where can I apply for My Renovation Premium?

Currently, applications for these subsidies are on hold for a while. The government wants to process all overdue subsidy applications first. From 1 October 2022, you can again apply online for a premium. This for invoices that are up to 27 months old. From 1 January 2023, they may only be 24 months old again.

Total renovation bonus

Those who invest in three or more energy-saving measures in a 5-year period can qualify for the Total renovation bonus (or BENO pass) from Fluvius.

 

One such energy-saving measure that is part of the Total Renovation Bonus is having a mechanical balanced ventilation system installed. There is no bonus for the balanced ventilation itself, but there is when it is combined with other energy-saving measures. You get a Total Renovation Bonus on top of the existing premiums from Fluvius.

 

Since you cannot apply for a separate premium for a ventilation system, you should definitely register it with Fluvius to have it included in your BENO pass.

 

A Total Renovation Bonus is 1250 euros for a house from three investments and 625 euros for a flat from three investments. From four investments, 500 and 250 euros are added respectively and from five or more investments, 1,000 and 500 euros are added respectively per investment in those five years.

 

Please note: from 1 July 2022, it is no longer possible to start a Total Renovation Bonus trajectory. At least one of the premiums must be applied for with Fluvius before 30 June 2022. Otherwise, it is no longer possible to have balanced ventilation installed with a premium.

Ask more info about My Rebuilding Premium for moisture control

Do you have more questions about My Renovation Premium? Or would you like our field engineers to stop by for a free moisture expertise? Contact Aquaconsult now and we will be happy to help you.